Rent to own homes nyc - Zip Codes in Suffolk County, NY 11729 Rent to Own 11777 Rent to Own 11798 Rent to Own 11950 Rent to Own 11958 Rent to Own 11967 Rent to Own 11971 Rent to Own Resource Center Mortgage

 
Find rent to own homes and real estate properties in Henrietta, NY. Get details property information, photos of the home, and information about living in Henrietta with HomeFinder.. Goberian puppies for sale

Utica, NY is a great place for affordable rent-to-own homes! With a median household income of over $42,624 and a median rent of $750, the Utica, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. A rent-to-own program allows residents to purchase a home by first becoming a tenant. This allows the prospective homeowner to live in the property while … Baldwinsville, NY is a great place for affordable rent-to-own homes! With a median household income of over $68,630 and a median rent of $896, the Baldwinsville, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. A rent-to-own agreement in New York is a deal where a tenant commits to renting a property with the option to buy it in the future. Each contract has two main components: the lease-option and the lease-purchase. With a lease-option, the tenant pays an initial option fee, which is typically non-refundable, and gains the right to buy the …Apr 17, 2024 · Queens County. Rent To Own Homes For Sale. Showing 1 - 18 of 2,363 Homes. $749,000. 3 beds • 2 baths • 1,000 sqft • House for sale. 117-45 127th Street, South Ozone Park, NY 11420. #Big Yard. rent to own. Use arrow keys to navigate. NEW OPEN SUN, 11-12PM. $565,000. 2bd. 1ba. 456 W 167th St #7E, New York, NY 10032. ... Newest Homes for Sale in New York; Newest Rentals in New York; Commute times provided by and Transitland. Commute times are based on typical traffic conditions, not actual traffic, and will not include activities such ...Baldwinsville, NY is a great place for affordable rent-to-own homes! With a median household income of over $68,630 and a median rent of $896, the Baldwinsville, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home …Search 353 Single Family Homes For Rent in New York, New York. Explore rentals by neighborhoods, schools, local guides and more on Trulia!A rent to own program is a great option for buying the property, especially for those who don’t have enough money to make a down payment to own a home. However, anyone who is looking for rent to own homes in Ontario, or any other place, should be aware of the entire process. It’s an agreement between the buyer and the seller where …Zip Codes in Suffolk County, NY 11729 Rent to Own 11777 Rent to Own 11798 Rent to Own 11950 Rent to Own 11958 Rent to Own 11967 Rent to Own 11971 Rent to Own Resource Center MortgageIn a rent-to-own agreement, a renter pays a premium fee to a seller over a period of time (usually one to five years). This includes the standard rent payment and a partial payment into the asset. After the rental period is over, the owner will sell the remaining value of the asset to the renter.Browse rent to own homes in New York, NY, current as of April 2024. HousingList offers the largest database of rent to own listings. Get into a home while you build your credit.Norwich. Check out Norwich, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own. Single Family Home. Norwich, NY 13815. 4. 2. 1700 ft2.Option Payment. And option payment is a one time lump sum fee you will pay to retain the option of renting to own within a designated time frame. Option fees are negotiable and typically range between 2% and 7%. Occasionally the fee may be applied to the purchase price, but it is very rarely refundable if you decide against your purchase. Poughkeepsie, NY is a great place for affordable rent-to-own homes! With a median household income of over $47,008 and a median rent of $1,127, the Poughkeepsie, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. While you can find homes for rent near you online, locating a property owner agreeable to a rent-to-own scenario might take some extra steps. “Probably about 5% of the market is transactions ... Search New York rent to own homes, including single family homes, condos and townhouses. View listing photos and nearby rent to own homes. Find your next home on HomeFinder. In New York City, the typical household can reasonably afford to rent a $1,750 apartment, according to city estimates. But the median rent in market-rate New …Jersey City’s condo market is booming, with dozens of new waterfront and downtown developments giving house hunters have 642 condo units and 421 homes to consider. The average $339,697 sales price of a home in Jersey City is only slightly higher than the average $328,356 sales prices in all of New Jersey. When you compare sales price per ...For rent stabilized and rent controlled apartments throughout New York State, a "family member" of the tenant may have the right to a rent stabilized renewal lease or protection from eviction in an apartment under rent control when the tenant dies or permanently leaves the apartment.Check out Fulton, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own Single Family Home. Auburn, NY 13021. 2. 2. 1160 ft 2. 1850. 1 of 9 Rent To Own Multifamily (2 - 4 Units) Cato, NY 13033. 3. 1. 0 ft 2. 1 of 15 ... rent to own. Use arrow keys to navigate. NEW OPEN SUN, 11-12PM. $565,000. 2bd. 1ba. 456 W 167th St #7E, New York, NY 10032. ... Newest Homes for Sale in New York; rent to own. Use arrow keys to navigate. NEW OPEN SUN, 11-12PM. $565,000. 2bd. 1ba. 456 W 167th St #7E, New York, NY 10032. ... Newest Homes for Sale in New York; Newest Rentals in New York; Commute times provided by and Transitland. Commute times are based on typical traffic conditions, not actual traffic, and will not include activities such ...Reservoir Park is a popular place for relaxation for permanent residents, renters, and students. Most homes are established – built in the 40’s, 50’s and 60’s – and are generally three or more bedrooms. Median home price in. this area is …Middletown, NY is a great place for affordable rent-to-own homes! With a median household income of over $58,235 and a median rent of $1,284, the Middletown, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home …Search 353 Single Family Homes For Rent in New York, New York. Explore rentals by neighborhoods, schools, local guides and more on Trulia!Find rent to own homes and real estate properties in Yonkers, NY. Get details property information, photos of the home, and information about living in Yonkers with HomeFinder. ... New York, NY 10029 $26,679 /mo Rent to Own. 4 Bd | 4 Bath | 4,300 Sqft View Details 108Th, NEW YORK, NY 10025 ...Check out Liverpool, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own Single Family Home. Auburn, NY 13021. 2. 2. 1160 ft 2. 1850. Rent To Own Liverpool. Single Family Home. Liverpool, NY 13088. 5. 4. 2045 ft 2.View Details. $2,655 /mo Rent to Own. View Details. $2,000 /mo Rent to Own. 3 Bd | 2 Bath | 1,200 Sqft. View Details. Find rent to own homes and real estate properties in Watertown, NY. Get details property information, photos of the home, and information about living in Watertown with HomeFinder.While its housing market is slightly expensive overall, there's an abundance of affordable New York rent-to-own homes throughout the Empire State. The median cost of a home in the state is $305,400 - $72,200 more than the national average. Rochester, Binghamton, and Albany are excellent examples of quality cities with low-cost housing options. ...$3,591 /mo. 3 Beds | 2 Baths |. 1,800 Sqft. More Details. Verified. Marlin Street Dix Hills, NY 11746. $7,189 /mo. 4 Beds | 5 Baths |. 4,400 Sqft. More Details. Verified. Bergen Beach … Browse rent to own homes in New York, current as of April 2024. HousingList offers the largest database of rent to own listings. Get into a home while you build your credit. Which is better than selling the home cheap and competing with bank-owned foreclosed homes that sell for less than market value. Sign up for one of our free listings so that potential buyers can find you when they look for rent to …Easy to Own Homes Inc. manages Syracuse, NY suburbs rental homes and rent to own homes. Easy to Own Homes Inc. [email protected]. 315-458-7047 (P) 315-546-2106 (F) Call Now. Press 'ALT' + 'M' to access the Navigational Menu. Then use the arrow keys to move through the menu items. Lease Option/Rental …Complete database of owner-listed rent to own homes in Westchester County, NY. Connect directly with owners, no credit checks or banks required. ... Westchester County. Westchester County, NY. Rent to Own Homes in Westchester County. 1126 Listings Found. Verified. Oakland Avenue Mount Vernon, NY 10552. $4,196 /mo. 4 Beds | 4 …Oswego is just 45 minutes from Syracuse, the economic hub of central New York. Oswego, NY is a great place for affordable rent-to-own homes! With a median household income of over $45,216 and a median rent of $860, the Oswego, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth …The borough was named after a Dutch city known as Breukelen and is bordered by the borough of Manhattan.The below results are primarily rent to own homes in : 11039 …New Listings. 699 homes. rent to own. NEW OPEN SUN, 11-12PM. $565,000. 2bd. 1ba. 456 W 167th St #7E, New York, NY 10032. Listing by: Elegran | Forbes Global …For rent stabilized and rent controlled apartments throughout New York State, a "family member" of the tenant may have the right to a rent stabilized renewal lease or protection from eviction in an apartment under rent control when the tenant dies or permanently leaves the apartment.2019. 1 of 12. Rent To Own. Midwood. Multifamily (2 - 4 Units) Brooklyn, NY 11230. 2. 1151 ft2. 2017. Rent To Own. Upper East Side. Single Family Home. New York, NY 10021. 3. …New Rochelle, NY is a great place for affordable rent-to-own homes! With a median household income of over $81,735 and a median rent of $1,537, the New Rochelle, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home …Check out Rotterdam, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own Single Family Home. Castleton On Hudson, NY 12033. 6. 2. 2856 ft 2. 1 of 13 Rent To Own Multifamily (2 - 4 Units) Windham, NY 12496. 3. 1. 1200 ft 2 ...Complete database of owner-listed rent to own homes in New Rochelle, NY. Connect directly with owners, no credit checks or banks required. Login. Rent To Own. New York. New Rochelle. New Rochelle, NY. Rent to Own Homes in New Rochelle. 12608 Listings Found. Verified. Drake New Rochelle, NY 10805. $2,398 /mo. 3 Beds | 2 Baths |So, let’s say the home is worth $200,000 and the rent is $2000. The owner will also require a 5% option fee ($10,000) but agrees to put 20% of the monthly rent payment into escrow. So, after 4 years, you would have the $10,000 you put down, plus an additional $19,200 in escrow. This would go toward the final purchase price of the home ...Rent-to-Own Homes in Schenectady, NY: What You Need to Know. Schenectady combines lush nature, rich history, and world-class shopping and dining seamlessly. With a population of 66,135, it’s New York’s ninth-largest city. Schenectady’s HistoryThere are 241 rent to own listings in Yonkers, NY. These rent to own properties include single-family houses, condos, apartments, duplexes, and townhouses. Buying a rent to own property is a great option because there is no commitment to purchase. If the home or area doesn't work out, you can move on without anything locking you down into ...So, let’s say the home is worth $200,000 and the rent is $2000. The owner will also require a 5% option fee ($10,000) but agrees to put 20% of the monthly rent payment into escrow. So, after 4 years, you would have the $10,000 you put down, plus an additional $19,200 in escrow. This would go toward the final purchase price of the home ...Check out Buffalo, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own Pine Hill Single Family Home. Buffalo, NY 14225. 3. 1. 896 ft 2. 1946. Hot. Rent To Own Little Italy Single Family Home. Niagara Falls, NY 14301. 2. 1. 1120 ft 2. 1910 ...Rent-to-own homes and apartments remain relatively rare in NYC, and this is due to co-ops and banks’ strict financial requirements around debt-to-income ratios and post-closing liquidity. However, this format provides a tenant with a high-income level to save enough for a down payment, closing costs, and post-closing liquidity.Step 1: Self-Search. Begin your journey by exploring the neighborhoods you're interested in. Contact local developers or property managers to inquire about available …We hope RentOwn rates highly in your Bronx rent to own search and please advise us of any tips to make your experience more superior. More than 300 Results within Bronx, NY Bronx, NY 10467 Condominium Unit built in N/A 1 beds 1 baths sqft.Explore new worlds from the comfort of home, discover excitement wherever you roam! Sign up for emails or text messages and receive a promo code that lets you start your new lease for just $1!*. Product exclusions and other restrictions apply. Aaron's has the best furniture, electronics, appliances, computers and more with affordable payments.Complete database of owner-listed rent to own homes in New York. Connect directly with owners, no credit checks or banks required.Zillow has 341 single family rental listings in New York NY. Use our detailed filters to find the perfect place, then get in touch with the landlord.Check out Watertown, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Hot. 1 of 18 Rent To Own Single Family Home. Watertown, NY 13601. 6. 3. 4000 ft 2. 1860. Hot. Rent To Own Single Family Home. Watertown, NY 13601. 4. 2.Search 615 rent to own homes in Queensbury, New York. View photos, property details for Queensbury real estate & more. Login. Rent To Own. New York. Queensbury. Queensbury, NY ... Our goal is to help you find the ideal rent to own home. To do that, we’ve had to experiment with a lot of crazy things to make that happen (thus our name!). …With a rent-to-own property, a buyer may pay an option fee, also called “option money” or “option consideration.”. It’s an upfront, nonrefundable fee paid to the seller. While the fee amount is negotiable, it’s usually 2% – 7% of the property's value. The fee gives the buyer the exclusive right to buy the property later.Newark, NY is a great place for affordable rent-to-own homes! With a median household income of over $51,178 and a median rent of $792, the Newark, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases.Rent-to-own homes and apartments remain relatively rare in NYC, and this is due to co-ops and banks’ strict financial requirements around debt-to-income ratios and post-closing liquidity. However, this format provides a tenant with a high-income level to save enough for a down payment, closing costs, and post-closing liquidity. While the cost of living in New York State is above the national average, the cost of living in Elmira is more reasonable. The median listing price for homes is often below $100,000. You’ll find the city of Elmira on the southern edge of New York State, approximately eight miles north of the Pennsylvania state line. Local news is delivered through the Syracuse New Times.The below results are primarily rent to own homes in Onondaga County, NY: 1208 Listings Found. Verified. Hillsdale Syracuse, NY 13206. $300 /mo. 3 Beds | 2 Baths | 1,612 Sqft. More Details. Verified. Matty Syracuse, NY 13211. $330 /mo. 3 Beds | 2 Baths | 1,170 Sqft. More Details.Rent-to-own is when a tenant signs a rental agreement or lease that has an option to buy the house or condo later -- usually within three years. The renter's monthly … A lot of people who rent to own by owner take advantage of Rent to Own Lab’s free listings. Search our website for cheap lease-purchase or lease-option properties near me and see if rent to own could be the right option. 14624. 14609. Search all the latest Rent to Own Homes in New York. There are more than 18,962 rent to own homes currently on the market. Try out homes and neighborhoods without the buying commitment by choosing a rent to own property. Select a county below and start searching today! We hope RentOwn rates highly in your Bronx rent to own search and please advise us of any tips to make your experience more superior. More than 300 Results within Bronx, NY Bronx, NY 10467 Condominium Unit built in N/A 1 beds 1 baths sqft.The median home price of a Binghamton home is $96,200, while the national average is closer to $205,000. The median age of a house is 76 years old. However, 57% of all household units are rented. The median rent is $1,061 per month, a 4% decrease from this time last year. One-bedroom apartments cost around $645 per month, while two …Search 615 rent to own homes in Queensbury, New York. View photos, property details for Queensbury real estate & more. Login. Rent To Own. New York. Queensbury. Queensbury, NY ... Our goal is to help you find the ideal rent to own home. To do that, we’ve had to experiment with a lot of crazy things to make that happen (thus our name!). …5,940 Rent to Own Homes for Sale in New Jersey on ZeroDown. Browse by county, city, and neighborhood. Filter by beds, baths, price, and more.There is also a lot of population separation between Nassau and Suffolk Counties, and most New York City residents have their opinion on which is better. Finally, there are some barrier islands that are also technically included in Long Island's boundaries.The below results are primarily rent to own homes in : 120 Listings Found.Mar 25, 2023 · So, let’s say the home is worth $200,000 and the rent is $2000. The owner will also require a 5% option fee ($10,000) but agrees to put 20% of the monthly rent payment into escrow. So, after 4 years, you would have the $10,000 you put down, plus an additional $19,200 in escrow. This would go toward the final purchase price of the home ... Rent to own, also known as lease-option or lease-purchase agreements, is a contractual arrangement where a tenant rents a property with the option or obligation …Learn more about our innovative rent-to-own programs, Pathway Choice and Pathway Select, where you can: Enjoy the benefits of renting your dream home while we help you get mortgage-ready. Save hundreds on your monthly rent payment versus a mortgage payment. Buy at a pre-agreed price any time after the second year and become a …While you can find homes for rent near you online, locating a property owner agreeable to a rent-to-own scenario might take some extra steps. “Probably about 5% of the market is transactions ...In New York the average annual income needed to afford a median-priced home is $148,286. According to the New York City Comptroller, only about 30% of all …To buy a house, you (1) look at the homes available for purchase, (2) pick the house you want, (3) pay the seller the cost of the home and (4) you get the house. That’s the basic gist of the traditional home buying process. All the steps of the traditional home buying process are present in the rent to own process.Find rent to own homes and real estate properties in Troy, NY. Get details property information, photos of the home, and information about living in Troy with HomeFinder. ... Rent-to-Own Homes in Troy, NY: What You Need to Know. When Henry Hudson sailed up the river that would bear his name, he ended his exploration in 1609 at the location that ...Jersey City’s condo market is booming, with dozens of new waterfront and downtown developments giving house hunters have 642 condo units and 421 homes to consider. The average $339,697 sales price of a home in Jersey City is only slightly higher than the average $328,356 sales prices in all of New Jersey. When you compare sales price per ...The median home price of a Binghamton home is $96,200, while the national average is closer to $205,000. The median age of a house is 76 years old. However, 57% of all household units are rented. The median rent is $1,061 per month, a 4% decrease from this time last year. One-bedroom apartments cost around $645 per month, while two …Option Payment. And option payment is a one time lump sum fee you will pay to retain the option of renting to own within a designated time frame. Option fees are negotiable and typically range between 2% and 7%. Occasionally the fee may be applied to the purchase price, but it is very rarely refundable if you decide against your purchase.Newark, NY is a great place for affordable rent-to-own homes! With a median household income of over $51,178 and a median rent of $792, the Newark, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases.Browse rent to own homes in New York, NY, current as of April 2024. HousingList offers the largest database of rent to own listings. Get into a home while you build your credit. Local news is delivered through the Syracuse New Times.The below results are primarily rent to own homes in Onondaga County, NY: 1208 Listings Found. Verified. Hillsdale Syracuse, NY 13206. $300 /mo. RentUntilYouOwn.com provides thousands of rent to own and owner financed listings throughout the country. Long-Term Contracts and Negotiable Terms. Typically, a longer option period will allow more time to qualify for a mortgage while you are leasing the home. Keep this in mind when you are negotiating with the homeowner.Find rent to own homes and real estate properties in New Rochelle, NY. Get details property information, photos of the home, and information about living in New Rochelle with HomeFinder. ... New York, NY 10029 $26,679 /mo Rent to Own. 4 Bd | 4 Bath | 4,300 Sqft View Details Woodhaven, ELMHURST, NY 11373 $3,669 /mo Rent ...In addition to Buffalo, NY rent-to-own homes, you can expect to find other sale types, including for sale by owner (FSBO) homes, sherriff sales, REO foreclosures, and pre-foreclosures. Finding affordable Buffalo, NY rent-to-own homes has never been easier! New. 1 of 5 Buffalo, NY 14207 6 Beds, 2 BathsSearch 353 Single Family Homes For Rent in New York, New York. Explore rentals by neighborhoods, schools, local guides and more on Trulia!

Check out Yonkers, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. 1 of 5 Rent To Own South Ardsley Multifamily (2 - 4 Units) Hastings-On-Hudson, NY 10706. 1. 1. 776 ft 2. 1925. Rent To Own North Riverdale .... Trabajo en espanol en houston tx

rent to own homes nyc

Median rent rate is $772, while median house price is $110,300. Only 7 new homes were built in 2012, and another 7 in 2011. Due to a large college population, the area has one of the highest rental rates in the state at 55 percent of the population, or roughly 14,578 people.Find rent to own homes and real estate properties in Rochester, NY. Get details property information, photos of the home, and information about living in Rochester with HomeFinder. ... Healthcare is 2% lower than the national average. When compared to New York City, Rochester’s overall cost of living in 56% lower, and housing is 80.1% lower ... New York’s Homeowner Protection Program (HOPP), which connects with housing counselors and legal services at no cost. Call the HOPP hotline at (855) 466-3456 or visit homeownerhelpny.com. You can find a list of approved non-profit housing counselors by county here, on the DFS website. 24-Hour assistance is available toll-free on the HOPE NOW ... Rental Unit in Midtown South at 309 5th Avenue #17F for $4,756Rent to Own Homes in Staten Island. Staten Island is a vibrant and ever-changing borough of New York City, known for its many appealing neighborhoods, relatively affordable homes and prime location. The borough is also appreciated for its plentiful and historic transportation options, including the popular Staten Island Ferry.View Details. $4,502 /mo Rent to Own. 5 Bd | 5 Bath | 1,665 Sqft. View Details. $3,995 /mo Rent to Own. 3 Bd | 2 Bath | 1,200 Sqft. View Details. Find rent to own homes and real estate properties in Staten Island, NY. Get details property information, photos of the home, and information about living in Staten Island with HomeFinder.Find rent to own homes near you in Fulton County, NY! Rent to own property listings and houses available in Fulton County, NY. Get property details and more with HomeFinder. Call today and find your perfect Fulton County home.Rent-to-own homes give you a path to homeownership if you can’t qualify for a mortgage yet. The seller of the home allows you to rent the home with the option to buy it at a later date and count your rent toward a down payment. ... LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 …Zip Codes in Broome County, NY 13744 Rent to Own 13754 Rent to Own 13760 Rent to Own 13790 Rent to Own 13903 Rent to Own 13905 Rent to Own Resource Center MortgageComplete database of owner-listed rent to own homes in New York. Connect directly with owners, no credit checks or banks required.Rent to Own Statistics & Trends. According to a survey by the Federal Trade Commission : • Most of those who enter into a rent-to-own lease (67%) do intend to buy the home, although only 58% do go on to make the purchase. • The vast majority of those who rent-to-own, nearly 80%, are 18 to 44 years of age. • In 66% of housing markets in ...Find rent to own homes and real estate properties in New Rochelle, NY. Get details property information, photos of the home, and information about living in New Rochelle with HomeFinder. ... New York, NY 10029 $26,679 /mo Rent to Own. 4 Bd | 4 Bath | 4,300 Sqft View Details Woodhaven, ELMHURST, NY 11373 $3,669 /mo Rent ... Check out Bronx, NY rent to own homes for sale, which may include auction properties, for sale by owner, and more. Showing 1 - 44 of 440. Rent To Own. North Riverdale. Townhouse/Condo. Bronx, NY 10471. 4. 2. 1580 ft2. 3. You pay an option fee. You’ll also pay an “option fee” when renting a rent to own home. This is also negotiable, but is usually about 1% (but can be as high as 5%) of the purchase price—up front. It is a one-time, non-refundable fee that gives you the option to buy the home at an agreed upon price in the future.Poughkeepsie, NY is a great place for affordable rent-to-own homes! With a median household income of over $47,008 and a median rent of $1,127, the Poughkeepsie, NY rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home ….

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