Delaware pension office - State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A Home | Contact | Site Map | Translate

 
State of Delaware Office of Pensions Extranet McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208. Movie evolution

The Medicare Part B effective date should be the retirement effective date or date benefits will be enrolled under the Pension Group. 2. Fax completed CMS-40B and CMS-L564 forms to 1-833-914-2016. 3. Mail your CMS-40B, and CMS-L564, and evidence to your local Social Security field office. 7.The Online Process. Select Enroll to launch the online enrollment website for the plan you wish to enroll in first. You must enroll in each plan separately. Once the enrollment …MEDICARE – Frequently Asked Quest ions State of Delaware – Office of Pensions C:\Users\daniel.pope\AppData\Local\Microsoft\Windows\INetCache\IE\BSI5Y494\Medicare FAQ revised 11-17-20 CU JAW.docx\Medicare FAQ rev05212020.docx Page 1 G:\Groups\Benefits\Statewide Benefits Office\ESI EGWP This document addresses …Please contact the Office of Pensions at 302-739-4208 or [email protected] with any questions regarding the one-time salary supplement. Retiree Member Login (my.delaware.gov) ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739 …The Online Process. Select Enroll to launch the online enrollment website for the plan you wish to enroll in first. You must enroll in each plan separately. Once the enrollment …State Police Pension Plan - Service Pension. Eligibility Requirements: You are eligible for a service pension beginning the month after you leave employment if: You have 20 years of credited service, or. You have at least 10 years of credited service and are retired due to age (Age 55), or. Your age plus years of credited service (must have at ...However, in order to reflect the longer period of time over which payments will be made, your pension ... Delaware Office of Pensions Logo. State of Delaware ...In today’s competitive job market, attracting and retaining top talent is a priority for businesses. One effective way to achieve this is by offering employee pension plans. Employ...Office Of Pensions Menu. Search. State of Delaware Office of Pensions. State Police Pension Plan - Benefits. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570Apension contribution (normally 45 days after the date of the last payroll check). I also understand that if the taxable portion of my refxceeund e ds $200.00, I will need to file a Payment Disbursement Election Form (which will be mailed from the Office of Pensions within 7 business days of receipt of this WB-1 form).In today’s competitive job market, attracting and retaining top talent is a priority for businesses. One effective way to achieve this is by offering employee pension plans. Employ...The Office of Pensions is hosting a virtual Pre-Retirement Workshop via Microsoft TEAMS to provide information regarding the Delaware State Employees' Pension ...Delaware judiciary cases can be searched online at the Delaware State CourtConnect website, according to its official page. Both civil and criminal cases can be searched using the ...Message From Pension Administrator. Welcome to the Delaware Public Employees’ Retirement System (DPERS) website! We proudly serve over 30,000 retired members and over 40,000 active members participating in a Defined Benefit Plan. DPERS takes responsibility for the management and investment of the trust fund and understands that …Paid Sick Leave; Paid Holidays (14-1/2 days per year); Health Insurance; Dental Insurance; Life Insurance; Pension Plan; Deferred Compensation Plan ...We would like to show you a description here but the site won’t allow us.Office Of Pensions Menu. Search. State of Delaware Office of Pensions. State Police Pension Plan - Survivor Benefits. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570AIf there is a conflict between this calculation and the Plan, the Plan controls. All member accounts are subject to final audit. To obtain an estimate of pensions from the Office of Pensions, call 1-302-739-4208 or toll-free at 1-800-722-7300. Welcome to the Office of Pensions, This is the State Police Pension Calculator. State of Delaware Office of Pensions Page 7 . 1. MEMBERSHIP. ELIGIBILITY. You are a member of the State Employees’ Pension Plan (SEPP) if you are a full -time or regular part -time employee of: • The state, including elected or appointed officials • The State Department of Education • A school district which is part of the State School ... Your retirement should be seen as a reward for all the years you spend at work but don’t sit back and expect it to be a breeze because it won’t be if you haven’t managed your pensi...Important: If you have questions about your retirement options, enrollment requirements or benefit eligibility, please contact the Office of Pensions at 1-800-722-7300. Learn more …State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208Outside State of Delaware . 1 - 800 - 722 – 7300 . Office of Pensions . McArdle Building . 860 Silver Lake Blvd, Suite 1 . Dover, DE 19904-2402 . Telephone: (302) 739 - 4208 . ... Have you previously been a member of any State of Delaware State Sponsored Pension Plan: Yes No If YES, complete list below: (INCLUDE LEAVES OF ABSENCE ...Whether you have questions or any issues regarding your pension ... Laborers Local 199 Office. LiUNA Local ... Delaware Department of Labor. Delaware Division of ...Office Of Pensions Menu. Search. State of Delaware Office of Pensions. State Employee Pension Plan - Early Retirement. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208If there is a conflict between this calculation and the Plan, the Plan controls. All member accounts are subject to final audit. To obtain an estimate of pensions from the Office of Pensions, call 1-302-739-4208 or toll-free at 1 …Do you have a pension plan or are thinking about contributing to one? If so, it’s important to understand how they work. Many people are unaware they can’t take an early withdrawal... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 Office Of Pensions Menu. Search. State of Delaware Office of Pensions. Other Postemployments Benefits (OPEB) Fund Trust Financial Statements. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208State of Delaware Office of Pensions Page 7 . 1. MEMBERSHIP. ELIGIBILITY. You are a member of the State Employees’ Pension Plan (SEPP) if you are a full -time or regular part -time employee of: • The state, including elected or appointed officials • The State Department of Education • A school district which is part of the State School ...Failure to supply the Office of Pensions with a copy of the eligible member's Medicare card or Social Security award letter could result in the eligible member's health insurance being sanctioned on the 1st day of eligibility. A sanction reduces the amount that your health care will pay. All claims are covered at 20%, and there is no access to ...Mar 9, 1999 ... Office of Inspector General · Open Government · Participant and Plan Sponsor Advocate · Privacy @ PBGC · Site Map · Stay Informed...State of Delaware Office of Pensions Extranet McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208This is to inform you that on July 29, 2020 the plan actuary certified to the U.S. Department of the Treasury, and also to the plan sponsor, that the plan ...PENSION SURVIVOR FORM_2023; YMCA Flyer New Castle County Employees.and Retirees; 457 Deferred Comp Brighthouse Letter 4 9 21; ... New Castle, DE 19720 Phone: 302-395-5180 Fax: 302-395-5190 Email Hours Monday - Friday 8 a.m. - 4 p.m. Directory. Helpful Links. Agendas & Minutes. Council Districts. County Council.The State of Delaware is an Equal Opportunity employer and values a diverse workforce. We strongly encourage and seek out a workforce representative of Delaware including race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression.State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208... Department of Veterans Affairs (VA). These benefits include VA Health Care, Service Connected Disability, VA Pension and many other valuable benefits.Many DRBA employees choose to spend either their entire or large portions of their careers with us. There are many reasons for employee longevity, ...State of Delaware Office of Pensions Extranet McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A Home | Contact | Site Map | TranslateOffice Of Pensions Menu. Search. State of Delaware Office of Pensions. Closed State Police Pension Plan. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570AAre you a state employee in Delaware who wants to know more about your pension plan? If so, you can download this pdf document that provides a comprehensive summary of the benefits, eligibility, contributions, and other features of the State Employees' Pension Plan. This document is updated as of July 1, 2021 and is an official source of information from …State of Delaware – Office of Pensions Telephone: (302) 739-4208 Toll-free: (800) 722-7300 E-mail: [email protected] • An employee should notify their supervisor and their organization’s Human Resources department four (4) months prior to their retirement date to ensure timely processing of pension benefits.Office Of Pensions Menu. Search. State of Delaware Office of Pensions. State Employee Pension Plan - Joint and Survivor Options. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208Please contact the Office of Pensions at 302-739-4208 or [email protected] with any questions regarding the Post-Retirement Increase or one-time salary supplement. Retiree Member Login ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll …Unpaid Pension Contributions: Amount of the unpaid pension contributions plus t ihrougnteresth date odeathf. if no eligible survivor entitled. to receive a survivor pension under my Plan. • Priority of eligible survivors can be found on the Office of Pensions website under Retirees/State EPensionmployee. Benefits/Survivor Benefits. •Message From Pension Administrator. Welcome to the Delaware Public Employees’ Retirement System (DPERS) website! We proudly serve over 30,000 retired members and over 40,000 active members participating in a Defined Benefit Plan. DPERS takes responsibility for the management and investment of the trust fund and understands that … State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 Office Of Pensions Menu. Search. State of Delaware Office of Pensions. State Police Pension Plan - Benefits. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570ASep 27, 2022 ... " And on September 12, lawmakers and representatives from the state's Pension Office and Highmark Delaware held a town hall in Wilmington to ...Feb 7, 2024 ... The Attorney General's office provides general oversight of charities, however. State Tax Filings · State Filing Requirements for Political ... The Office of Pensions offers retirement workshops and counseling sessions for active state employees, as well as manages the various pension plans for retirees. Welcome to the State of Delaware Office of Management and Budget (OMB) website. State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 Our Mailing Address. Delaware County Controller 201 West Front Street Media, PA 19063. Main Office Phone. 610-891-4441. Fraud Hotline. 610-891-8614 ...Office Of Pensions Menu. Search. State of Delaware Office of Pensions. Diamond State Port Corporation Pension Plans - Benefits. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208Welcome to the State of Delaware - State Police Pension Plan. Listen to this page using ReadSpeaker. Agencies; News; Topics; Contact; Search. Active Members. State Employees Pension Plan; State Police Pension Plan ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) …Please contact the Office of Pensions at 302-739-4208 or [email protected] with any questions regarding the Post-Retirement Increase or one-time salary supplement. Retiree Member Login ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll …State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A …New Castle, Delaware 19720 SLC N705E. Phone: (302) 577-8977, Ext. 1 Fax: (302) 577-3996. Financial & Administrative Services. 841 Silver Lake Boulevard, Suite 100 Dover, …For this credit, you must pay an amount which will be determined by the Office of Pensions at the time you retire. Any credited service purchased for medical leave cannot be used to determine eligibility for a pension. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800 ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 To obtain an estimate of pensions from the Office of Pensions, call 1-302-739-4208 or toll-free at 1-800-722-7300. Retiree Member Login (my.delaware.gov) State Employees' Pension Summary Plan Description ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) … State of Delaware Office of Pensions Extranet McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A Home | Contact | Site Map | TranslateFor this credit, you must pay an amount which will be determined by the Office of Pensions at the time you retire. Any credited service purchased for medical leave cannot be used to determine eligibility for a pension. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800 ...As individuals approach retirement age, many find themselves seeking opportunities to continue working on a part-time basis. Whether it’s for financial reasons or simply to stay ac...State Police Pension Plan - Service Pension. Eligibility Requirements: You are eligible for a service pension beginning the month after you leave employment if: You have 20 years of credited service, or. You have at least 10 years of credited service and are retired due to age (Age 55), or. Your age plus years of credited service (must have at ...Forget about the good old days when you could rely on an employee pension plan and Social Security to cover the cost of your retirement years. Today’s economy requires a well-laid-...Jan 1, 1997 · State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208Delaware Life's top rated Fixed, Fixed Index, & Variable Annuities offer protection, tax-deferred growth & lifetime income so you can retire with ...The State of Delaware offers Comprehensive Retirement and Savings Plans to help YOU build a secure future. Pension Plan The State offers a generous pension. Employees become vested at ten (10) years of service. ... (25) years of pension creditable State service, and with at least twenty (20) of those years of pension creditable service as a …OFFICE OF PENSIONS . Certification of Post-Retirement Employment Status . Direct Employment by a State Organization ... State of Delaware - Office of Pensions . 860 Silver Lake Boulevard, Suite 1 . Dover, DE 19904-2402 . Fax #: 302/739 -6129 . Email: [email protected] . Author:Unpaid Pension Contributions: Amount of the unpaid pension contributions plus t ihrougnteresth date odeathf. if no eligible survivor entitled. to receive a survivor pension under my Plan. • Priority of eligible survivors can be found on the Office of Pensions website under Retirees/State EPensionmployee. Benefits/Survivor Benefits. • State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A Home | Contact | Site Map | TranslateDelaware Office of Pensions. ... Pension Administrator. Joanna Adams, -State Pension Administrator. Legal Counsel. Ryan Connell. Investment Committee. Arturo Agra ...It is the member’s responsibility to review the SCOB Policy and Chart before enrolling a spouse under their State of Delaware health plan. A spouse is likely required to enroll in their own coverage if:. They are offered a health plan from a current or former employer, and. They would be responsible for 50% or less of the premium for the lowest health plan …State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A Home | Contact | Site Map | TranslateWhether you’re looking to retire soon, thinking about early retirement or just beginning to consider life after work, you need to know everything you can about the pension plans av...Learn about the Office of Pensions, a state agency that manages benefits and funds for various pension plans in Delaware. Find out the office location, hours, contact …For too many years, issues affecting retired school employees' pensions & health benefits have been put on the “back burner” by politicians & legislative ... pension contribution (normally 45 days after the date of the last payroll check). I also understand that if the taxable portion of my refxceeund e ds $200.00, I will need to file a Payment Disbursement Election Form (which will be mailed from the Office of Pensions within 7 business days of receipt of this WB-1 form). Learn about the Office of Pensions, a state agency that manages benefits and funds for various pension plans in Delaware. Find out the office location, hours, contact information, and resources for active members, retirees, employers, and retiree forms.

This is to inform you that on July 29, 2020 the plan actuary certified to the U.S. Department of the Treasury, and also to the plan sponsor, that the plan .... Rge rochester

delaware pension office

Important: If you have questions about your retirement options, enrollment requirements or benefit eligibility, please contact the Office of Pensions at 1-800-722-7300. Learn more about Medicare Enrollment , including a Quick Reference Guide, Enrollment Requirements and the Medicare website.Pension Tracing Service. Telephone: 0800 731 0193. From outside the UK: +44 (0)191 215 4491. Textphone: 0800 731 0176. Relay UK (if you cannot hear or speak on the phone): 18001 then 0800 731 0193 ...State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A Home | Contact | Site Map | TranslateWelcome to the Office of Pensions. Listen to this page using ReadSpeaker. Agencies; News; Topics; Contact; Search. Active Members. State Employees Pension Plan; State Police Pension Plan ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739 …State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 Gardening is not only a hobby but also a therapeutic activity that provides numerous benefits for people of all ages. However, as we age, our physical abilities may change, and cer...STATE OF DELAWARE STATE BOARD OF PENSION TRUSTEES AND OFFICE OF PENSIONS McArdle Building, Suite #1 860 Silver Lake Blvd. Dover, DE 19904-2402 When Calling Long Distance Telephone (302) 739-4208 Toll Free Number 1-800-722-7300 Fax (302) 739-6129 E-Mail: pensionoffice@ delaware.gov www.delawarepensions.com Nov …Office Of Pensions Menu. Search. State of Delaware Office of Pensions. Diamond State Port Corporation Pension Plan - Service Pension ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570AFor too many years, issues affecting retired school employees' pensions & health benefits have been put on the “back burner” by politicians & legislative ...If there is a conflict between this calculation and the Plan, the Plan controls. All member accounts are subject to final audit. To obtain an estimate of pensions from the Office of Pensions, call 1-302-739-4208 or toll-free at 1-800-722-7300. Welcome to the Office of Pensions, This is the County Municipal Police and Fire Pension Calculator.Office Of Pensions Menu. Search. State of Delaware Office of Pensions. State Employee Pension Plan - Early Retirement. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208The Medicare Part B effective date should be the retirement effective date or date benefits will be enrolled under the Pension Group. 2. Fax completed CMS-40B and CMS-L564 forms to 1-833-914-2016. 3. Mail your CMS-40B, and CMS-L564, and evidence to your local Social Security field office. 7.State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208Office Of Pensions Menu. Search. State of Delaware Office of Pensions. Bid Solicitation. ... State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 SLC 570A Home | Contact | Site Map | Translate State of Delaware Office of Pensions McArdle Building, 860 Silver Lake Blvd., Suite #1 Dover, DE 19904-2402 Toll Free: (800) 722-7300, Local: (302) 739-4208 39,677 Retirees (including terminated vested) from all nine plans 35,081 from State Employees’ Pension Plan (SEPP) 45,101 Active Members in all nine plans 38,449 in SEPP Over $12.5 billion in the Delaware Public Employees’ Retirement System (8 pension plans, 1 length of service award plan, 3 post-retirement trusts, 1 investment pool madeJun 27, 2023 ... 1, 2025. Another option would be to offer a Medicare Advantage plan based on the proposed Highmark Blue Cross Blue Shield Delaware Freedom Blue ....

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